Lengthier transactions, roll-backs, and break-up fees that bite
When I get asked about how long an M&A transaction in Lithuania usually takes (from start to finish, i.e. initiation of talks to...
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Darius Klimašauskas
- Jul 22, 2023
- 2 min
Why we will start seeing serious merger activity in the financial services and fintech space
So last week news broke that UK digital bank Monzo is in early stage talks to acquire and/or merge with Nordic neobank Lunar. Lunar last...
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Darius Klimašauskas
- Jul 12, 2023
- 3 min
Why are banks trading at 0.7x book value despite “huge excess” profits, and will ROE increase?
If you’re constantly being bothered by these two questions, and you‘re also looking for a short 30 minute summary on the issues facing...
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Darius Klimašauskas
- May 31, 2023
- 3 min
“Interest rates are now skyrocketing at 4% (!!!)”
Overview of INSOL Europe event on restructuring and insolvency
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Darius Klimašauskas
- Mar 10, 2023
- 3 min
Solidarity (at its worst?)
In 1776, Adam Smith wrote in “The Wealth of Nations”: "Such things as defending the country and maintaining the institutions of good...
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Darius Klimašauskas
- Oct 9, 2022
- 1 min
Bank of Lithuania returning to pre-pandemic CCyB rate of 1%
Last week the Bank of Lithuania announced that banks operating in Lithuania and central credit union groups will have accumulate...
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Vitalija Liktorė
- May 19, 2022
- 2 min
Managing AML/CTF risks in digital world: non-face-to-face engagements
When managing AML/CTF risks, we are all used to see several main factors in the traditional customer risk assessment methodologies which...
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Audrius Radišauskas
- May 11, 2022
- 2 min
Fintech without the "tech": improving compliance training
A little bit of paradox that many Fintech companies focus so much on customer experience and bringing the technological revolution, yet...
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Darius Klimašauskas
- May 2, 2022
- 2 min
Bond issues fast becoming the go-to funding space for financial services providers in the Baltics
“Reikia pinigų? Pinigų yra!“ – the old adage of the ill-fated „Sekundės“ bankas, which went bust in ’94, can be loosely translated as...
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Indrė Kalvėnaitė
- Apr 14, 2022
- 3 min
Fundamental threat to financial stability in 2022: economic fallout and cyber attacks
The Russian invasion of Ukraine is causing severe damage to the Ukrainian population, society and economy. It has escalated geopolitical...
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Audrius Radišauskas
- Apr 5, 2022
- 3 min
How (not) to lose a license? | Risk management is not only AML/CTF
Risk Management has been seen only as AML/CTF challenge For the past years both regulator and Fintech companies have been mainly focusing...
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Darius Klimašauskas
- Mar 22, 2022
- 3 min
The adventures of the Big Five in #fintech land
The adventures of the Big Five in #fintech land In January, Microsoft announced that it will acquire Activision Blizzard in an all-cash...
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Vitalija Liktorė
- Feb 23, 2022
- 2 min
Fintech role in increasing financial literacy
The Covid-19 crisis has perfectly indicated the essential role of financial literacy in helping consumers manage their money and...
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Indrė Kalvėnaitė
- Feb 16, 2022
- 3 min
ESAs recommended actions on regulatory and supervisory framework: ensuring fit for digital finance
The application of innovative technologies is facilitating changes to the structure of the EU’s financial sector. In response to the...
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Audrius Radišauskas
- Feb 6, 2022
- 3 min
What can Fintech companies learn from the EU regulators when setting up Business Continuity Plans?
Covid-19 pandemic tested all businesses and government organizations ability to adjust to the pandemic driven challenges. The Committee...
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Darius Klimašauskas
- Jan 31, 2022
- 3 min
Why data is so important for #regtech
When you see regtech, most likely you think AML and many of the firms related to KYC onboarding procedures. Up until now, at least. With...
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Darius Klimašauskas
- Dec 22, 2021
- 2 min
Comment on the newly implemented 2% sectoral systemic risk capital buffer
Although more than half a year remains for the Bank of Lithuania's stricter requirements for credit institutions providing housing loans...
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